Home Buyer Resource Center

- 5 Steps to Becoming a Smart Buyer
- Keys to Make Your Offer Look Great
- Ways to Protect Yourself When Purchasing
- Getting Ready to be a First Time Buyer
- 5 Reasons to Buy New
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Getting Ready to Be a First Time Buyer |
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- Get Prequalified by a mortgage loan officer.
- Obtain a mortgage pre-approval letter.
- Have necessary funds in your checking account to write the initial earnest money check.
- Have the remaining money for your down payment easily accessible.
- If you are receiving a gift letter for a portion of your down payment, be sure to have the money transferred into your savings account.
- Pay off balances on revolving credit cards and collections.
- AVOID making any big purchases (cars, appliances, TV's, etc.)
- Pull your credit report so you can see what needs to be cleaned up.





